Shopping for bedroom, dining room, living room, or kitchen? We got you covered!
Today's Financing Options
Progressive
They know a three-digit number doesn’t tell your story. That’s why every Progressive Leasing approval is NO CREDIT NEEDED.
Their underwriting process allows them to consider everyone with less-than-perfect credit. They look at many other data points including income and banking history and regularly approve people with less than perfect credit or very little credit history.
Progressive leasing provides a 90 day interest-free period in which to pay off the lease. The trick with using Progressive leasing (and what other furniture stores won’t tell you!) is to only buy what you can afford to pay off within the 90 days. They have a $53.10 initial payment after which we can deliver your furniture! What’s great is you can enjoy your furniture now and pay later!
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
Koalafi
Koalafi's flexible lease-to-own financing allows you to pay over time for your important purchases—whether you’re building or rebuilding credit or simply want more flexibility. No credit needed.*
Koalafi is very similar to Progressive Leasing. They also provide a 90 day interest-free period in which to pay off the lease. Still just like with Progressive Leasing, we’d recommend (to you or anyone in our family!) that you only get what you can pay off in 90 days. Koalafi has a $49.00 initial payment after which we can deliver your furniture! However, in order to pay the lease off within the 90 days, they charge an early buyout fee of $50.
*They do perform a credit check as part of their application process. No credit needed does not imply no credit check.
Synchrony
Synchrony Home is a credit card that provides a 6 month deferred interest option for those who are interested in using their credit. They also offer a prequalification application so you can see if you’re going to be approved prior to submitting an application!